How to open your Kadmos account online
Welcome to Kadmos,
the salary payment platform for seafarers to get paid instantly around the world.
With Kadmos you receive your salary instantly, send money home internationally,
spend on the go with your Kadmos debit card, and save money right away.
Ready to open a Kadmos account to make the most out of your money? Let’s get started!
The Onboarding Checklist
We understand the importance of a smooth and efficient onboarding process. To ensure your seamless onboarding to the Kadmos Mobile App, we have developed The Kadmos Onboarding Checklist for Seafarers. Here’s what you’ll need:
Passport or
national ID
Mobile and
data coverage
A valid
email address
A mobile number
to receive SMS
Your step-by-step guide to
open your new account
To open an account with Kadmos, you don't need to go to a branch. Got your smartphone?
Then you’re ready to go! Here’s how:
Get an invitation from your employer
To start, you will receive an invite link from your employer via email. Follow the prompts on the screen to complete the first step.
Get the Kadmos Mobile App
Go to your app store (Apple Store, Google Play, App Gallery), look up Kadmos and download the app.
Activate your account
Use the code found in your invitation email to activate your new account.
Verify your identity
Now it’s time to verify your identity by uploading an image of your identity document (national ID card or passport), and a selfie. This can be done easily right from your smartphone, with on screen prompts to guide you every step of the way.
Get paid instantly, start spending and saving with Kadmos!
SomeFrequently Asked Questions
Let’s talk about fees
Your Kadmos card comes with transaction-based and time-based spending limits*.
Daily limit: The daily limit refers to a 24-hour period.
Transaction type
Currency
Transaction
limit
Daily
limit
Monthly
limit
ATM withdrawal
USD
$ 2,000
$ 6,000
$ 6,000
POS purchase
$ 6,000
$ 6,000
$ 10,000
USD
USD
$ 6,000
$ 6,000
$ 20,000
Online purchase
ATM withdrawal
EUR
€ 2,000
€ 6,000
€ 6,000
ATM withdrawal
POS purchase
Online purchase
POS purchase
POS purchase
€ 10,000
€ 6,000
€ 6,000
EUR
EUR
€ 20,000
GBP
GBP
€ 6,000
GBP
£ 6,000
€ 6,000
£ 2,000
£ 6,000
£ 6,000
£ 10,000
£ 6,000
£ 6,000
£ 6,000
£ 20,000
ATM Withdrawal Limits:
- Max. 3 withdrawals per 24-hour period.
Example: If you withdraw once at 9 am, you can only withdraw two more times until 9 am the next day. Then the count resets.
- 6,000 (USD/EUR/GBP) maximum per 24-hour period.
- 2,000 (USD/EUR/GBP) maximum per withdrawal with a 3-hour time window between each withdrawal (= 3 hours between transactions).
Please remember that ATMs could have their own limits and might charge additional fees. In addition, some ATMs have lower withdrawal limits, so if you want to maximize your cash withdrawals per day, we suggest finding ATMs with higher withdrawal limits.
Example: An ATM has a limit of 200 USD/EUR/GBP, which means that - with our current daily limits - you could only withdraw 600 USD/EUR/GBP from that ATM in a 24-hour period. Another ATM has a limit of 1000 USD/EUR/GBP, meaning that you could withdraw 3000 USD/EUR/GBP from that ATM in a 24-hour period.
*Until further notice and subject to change.
